Your money. In WhatsApp.

Track, understand, and manage your spending — without another app.

Collab connects to your wallet, studies your spending, and sends you personalized money insights straight to WhatsApp.

Built by financial wellness experts from Stanford University

Join Private Beta

How It Works

1

Connect Your Wallet

Securely link Apple Wallet or your bank. Collab reads your transactions in real time — read-only, no access to your money.

2

Get Smart Money Insights

Collab automatically categorizes your spending, spots patterns, and tells you what's safe to spend right now.

3

Stay in Control — Effortlessly

Receive daily or weekly summaries, instant nudges before overspending, and reminders to move money where it matters.

Why Collab

Zero Apps. Zero Overwhelm.

Everything happens inside WhatsApp — no logins, no dashboards, no spreadsheets.

Real-Time Awareness.

Know exactly where your money's going, the moment it happens.

Smarter Habits, One Chat at a Time.

Collab helps you stay consistent — saving, budgeting, and spending consciously.

Privacy by Design

End-to-end encryption.
Read-only wallet access.
Delete your data anytime.

Built for people who want clarity, not complexity.